What Insurance Group Is a Ford Fiesta?
There's no single group for a Ford Fiesta: it depends entirely on the engine and trim, and spans from around group 2 up to group 28. The 1.1 and 1.25 petrol Zetec models most common on the used market sit around group 5 to 7.
The Fiesta badge covers a huge spread of insurance groups, from the smallest naturally-aspirated engines through to the ST performance versions, so “what group is a Fiesta” only has a useful answer once you name the exact engine.
The detail
Fiesta variants span insurance group 2 at the low end to group 28 at the top, a 26-group range on one nameplate. The most common used-market variants, the 1.1 and 1.25 petrol Zetec, sit at group 5 and group 7 respectively. The 1.5 EcoBoost ST models, at the other end, run group 26 to 28.
For a 17-year-old, that’s roughly the difference between £147 a month (group 5) and £162 a month (group 7) for the ordinary petrol Zetec versions, before you’re anywhere near ST territory.
Used Fiesta asking prices run from around £4,500 at the 25th percentile to around £9,800 at the 75th, with a median near £7,850, so budget options exist across most insurance groups, not just the highest ones.
What this means for your first car
“Ford Fiesta” alone tells you almost nothing about the insurance cost. The engine and trim on the exact car in front of you does. Two Fiestas at a similar price can be 10 or more groups apart once you check the spec sheet rather than the badge.
If you’ve already got a specific Fiesta in mind, check its registration for the confirmed group, MOT and running cost rather than relying on the model name. Still comparing options? First Car Scout shows the exact insurance group for every Fiesta variant in your search.