Is a Toyota Aygo a good first car?
Yes, the Aygo and the newer Aygo X are among the cheapest first cars to insure across their whole range, an unusual case where the newer, better-equipped trim doesn't cost meaningfully more to cover than the older base version.
The numbers*
| Insurance group | Group 3 to 9, depending on engine, trim and generation. Real quotes across old Aygo and newer Aygo X trims come in under £100 a month standard cover. |
|---|---|
| Typical used price | £5,800 to £11,000 on the used market (most trims and years) |
| Road tax | Around £190 to £200 a year on Aygo/Aygo X models registered since 2016; check the exact car for older models. |
| Fuel economy | 58 to 69 mpg combined (official, combined cycle) |
| Euro NCAP rating | 3 stars for the original Aygo (older Euro NCAP test protocol), 4 stars for the newer Aygo X |
Ins grp 3 Toyota Aygo 1.0 VVT-i Fire AC 5dr
- Standard
- £1,156/yr
- Telematics
- £904/yr
Standard monthly £96/mo
Ins grp 4 Toyota Aygo Aygo X Edge 1.0 VVT-i 72
- Standard
- £971/yr
- Telematics
- £662/yr
Standard monthly £81/mo
Ins grp 5 Toyota Aygo Aygo X Pure
- Standard
- £965/yr
- Telematics
- £731/yr
Standard monthly £80/mo
Labels go by monthly insurance: Manageable up to £150, Getting pricey £151 to £200, Danger zone over £200.
Why parents like it
Toyota's reliability reputation is one of the strongest in the industry, and the Aygo/Aygo X range is consistently one of the cheapest to insure of any first car, whatever the exact trim.
Why new drivers like it
It's a genuinely easy, unintimidating first car to drive: light controls and small dimensions that make parking simple, with the newer Aygo X adding a chunkier, more grown-up look than the outgoing Aygo's more obviously budget styling.
The catch
Unlike most first cars on this list, the Aygo doesn't really have a trim to avoid. The original Aygo, the newer Aygo X Edge and the range-topping Aygo X Pure all cost within £16 a month of each other to insure, £80 to £96 a month standard cover, despite spanning three model years and two generations. The main trade-off between them is size, equipment and rear-seat space, not insurance.
Which version to look for
Any 1.0-litre Aygo or Aygo X is a safe insurance bet; the range simply doesn't have an expensive trim to avoid. Choose based on age, condition and equipment rather than insurance group, since the group barely moves the price.
* Sources: First Car Scout vehicle listing and insurance-group data (July 2026).