1
Tell us about the driver
Age, location, budget and experience level. Two minutes. We use this to calculate realistic insurance cost ranges — not guesses, not generic figures.
🇬🇧 For parents of new drivers · UK
Know the real cost before anyone falls in love.
Insurance for new drivers runs £1,800–£3,000 a year — sometimes more than the car itself. FCS gives you the numbers before the shortlist becomes a wish list.
No comparison sites. No agents. No spam.
Research before the excitement starts
The shortlist both of you
can trust.
can trust.
£3k+
First-year insurance can quickly exceed the price of a cheap first car.
1,000s
Of cars look affordable until you check insurance, safety and running costs.
15
Realistic options is the goal. Not infinite browsing and quote shock.
The insurance shock
The car looks affordable.
Then the quote arrives.
Most parents discover this after the teenager has already fallen for the car. Same driver. Same postcode. Same insurer. Two versions of the same Ford Fiesta.
What they'll want
Ford Fiesta ST 1.5
ST Performance · 3dr · 2019 · Group 30
Estimated monthly insurance
£263
Insurance group 30 — Danger zone
What actually works
Ford Fiesta 1.1 Zetec
Zetec 5dr · 2019 · Group 5
Estimated monthly insurance
£73
Insurance group 5 — Manageable
Same model. One ST badge. £190/month more. FCS surfaces this before anyone goes to look at it.
How it works
Research done properly,
before the excitement starts.
2
Get a shortlist with real numbers
Up to 15 cars that fit the budget — with insurance cost ranges, running costs, safety ratings and reliability signals included from the start.
3
Set a budget that holds
Insurance, fuel, maintenance and road tax — one monthly number per car. The full picture before anyone visits a forecourt. No awkward post-purchase conversations.
Research done before the forecourt visit.
Join the early access list for the UK first-car shortlist built around insurance, safety and real ownership costs.
No spam. Your email will never be shared. UK only.
✓ You're on the list. We'll send your personalised shortlist when we launch.
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